NOTICE OF MORTGAGE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF
THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: 8/30/2017
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,699.00
MORTGAGOR(S): John Michael Moulzolf; a single man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Caliber Home Loans, Inc.
DATE AND PLACE OF FILING: 9/1/2017 as Instrument No. A000193562 in the Office of the County Recorder in Kittson County, Minnesota.
The mortgage was assigned for value as follows:
Assignee: Caliber Home Loans, Inc.
Assignment dated: 1/18/2019
Assignment recorded: 1/22/2019
Assignment recording information: Instrument No. A000195266
Assignee: Freedom Mortgage Corporation
Assignment dated: 05/18/2020
Assignment recorded: 05/21/2020
Assignment recording information: Instrument No. A000196892
All in the records of the County Recorder in Kittson County, Minnesota.
TAX PARCEL I.D. NO.: 35.0006000, 35.0090600, 35.0086400
LEGAL DESCRIPTION OF PROPERTY: TRACT I
Lots Five (5) and Six (6), Block Three (3), Park Addition to the City of Karlstad; and
Lots Four (4), Five (5) and Six (6) of Block Five (5) and Lot lying South of Lot Six (6), 30 feet North and South and 83.5 feet East and West of Block Five (5), Nordine’s Addition the City of Karlstad, situated in Kittson County, Minnesota.
That part of Government Lot Two (2) of Section Thirty (30), Township One Hundred Fifty-nine (159) North of Range Forty-five (45) West, except the platted Nordine’s Addition to Karlstad and except the platted Park Addition to Karlstad, and except the following tract:
Beginning at the Northwest corner of Lot 6, Block 1 of Nordine’s Addition to Karlstad, thence South along the West line of said Nordine’s Addition to Karlstad the full length of said addition to the Southwest corner thereof; thence West along the South line of said Government Lot 2 to the Southwest corner thereof; thence North along the West line of said Government Lot 2 a distance of 450 feet; thence at right angles East and parallel with the South line of said Government Lot 2 a distance of 475 feet; thence North in a straight line parallel with the West line of Nordine’s Addition to Karlstad a distance of 270 feet; thence East in a straight line to the point of beginning.
STREET ADDRESS OF PROPERTY: 1110 Grant St. S, Karlstad, MN 56732-4318
COUNTY IN WHICH PROPERTY IS LOCATED: Kittson
LENDER OR BROKER AND MORTGAGE ORIGINATOR: Caliber Home Loans, Inc.
RESIDENTIAL MORTGAGE SERVICER: Freedom Mortgage Corporation
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $134,021.06 AS OF 10/09/2020.
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Kittson County, Minnesota at public auction as follows: DATE AND TIME OF SALE: 11/30/2020 at 10:00 AM
PLACE OF SALE: Kittson County Sheriff’s Office, 410 5th St S Ste. 102, Hallock, MN 56728 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months.
TIME AND DATE TO VACATE PROPERTY: If the mortgage is not reinstated under Minn. Stat. ß580.30 or redeemed under Minn. Stat. ß580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on 05/30/2020, or the next business day if 05/30/2020 falls on a Saturday, Sunday or legal holiday.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Publication to begin the week of: 10/04/2020 – 10/10/2020
Freedom Mortgage Corporation, Mortgagee/Mortgagee Assignee
The Sayer Law Group, P.C.,
By Brian G. Sayer,
Attorney for Mortgagee/Mortgagee Assignee
925 E 4th St., Waterloo, IA 50703
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(October 7, 14, 21, 28,
November 4, 11, 2020)
NOTICE OF MORTGAGE